817-485-5050 info@schwabagency.com

Many motorists are confused about the various insurance coverage options available for their vehicles. One of the often misunderstood policies is the Uninsured/Underinsured Motorist coverage.

What is Uninsured/Underinsured Coverage?

The uninsured portion of the policy pays to repair your vehicle if you are hit by another driver who does not have insurance. It will also pay for medical costs if you are injured in the accident. In some cases, the other driver may have insurance but the limits of their policy are not high enough to cover the costs of repairing your vehicle or paying medical costs. If this occurs, your uninsured motorist coverage pays for the damage. In addition, this policy pays you for the loss of use of your vehicle during the repair and may even pay for lost wages.

Why Drivers Need It

Even if your state requires all drivers to have vehicle insurance, there are still some that do not. If you are hit by one of these drivers, your only options are to pay for your own repairs and medical costs or to sue to the other driver to recover damages. However, those with an uninsured/underinsured insurance policy can rest assured that they will be back on the road in no time.

For more information about insurance coverage in Texas please contact The Schwab Agency, located in Colleyville.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner