Is your life insurance offering you and your family the best protection? If anyone in your family has special needs, then having the right coverage is even more important.
Ask yourself this question: what would your family do without you? How would they be able to support themselves? If you were no longer around to provide emotional and financial support to your spouse and or child, what would happen? A life insurance policy of the correct magnitude can help to ease the traumatic situation. If you are unsure how your family with a special needs individual would go on in your absence, it’s time to start planning.
Additionally, if you depend upon disability income from your spouse, what would happen if that income were to dissipate due to death? If you are unsure how you would meet the bills without such income, it’s important to put a plan in place and ensure that you will never need face such a situation.
For more information on insurance coverage in Texas, contact The Schwab Agency.