817-485-5050 info@schwabagency.com

The aftermath of a storm and all of the damage that severe weather can cause should be no surprise to most people in Texas. The big question following a storm is whether or not homeowners insurance will pay to clean up the mess.

Some common questions about storm damage and homeowners insurance:

Are all types of storm damage covered?

Surprisingly, the answer is no. This is because each policy has exclusions. It is important to understand what your homeowners insurance policy will cover and what it will not. The will not is important because that knowledge will allow you to make an informed decision regarding adding other types of policies that cover exclusions.

Will my insurance policy pay for the temporary housing costs while my home is being repaired?

Most homeowners insurance policies cover “loss of use” which means that temporary housing is covered. Again, it depends on the policy, and there is a limitation to how long temporary housing benefits are paid. If your home is not complete by that time, you might be stuck with a portion of the temporary housing bill.

To say the least, storm damage is tricky. Not to worry though, The Schwab Agency, which serves Colleyville, Texas and the surrounding communities can help you sort it all out before you experience storm damage. If you have questions, please contact The Schwab Agency and let the professional crew help you find peace of mind.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner