817-485-5050 info@schwabagency.com

Having a fire burning in the fireplace might seem like an ideal way to keep your home warm in the winter. But, more than a third of all home fires in rural areas are a result of using a woodstove or fireplace to heat the home, according to the US Fire Administration. Protect your property and family with these safety tips.

Clean and Inspect Yearly

Hire a professional chimney inspector every year to look over and clean out the chimney. The inspector should check for cracks and other damage to the chimney. He or she can also remove creosote and other debris from inside the chimney and replace the chimney cap, which keeps birds and foreign objects from falling in, if needed.

Choose Fuel Carefully

Don’t throw just anything in the fire. Use seasoned, dry hardwood, only. Soft woods tend to produce a greater amount of creosote, which builds up in the chimney and increases the risk for a chimney fire.

Start the Fire Safely

Avoid using lighter fluid or any other flammable liquid to start the fire. Instead, use kindling as a starter.

Consult your homeowners insurance policy to see what coverage it provides for fires. Contact The Schwab Agency in Colleyville, Texas, to discuss your insurance options today.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner