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Saving on Home Insurance

All homeowners insurance policies are meant to protect your house. However, they are not all built the same, which means that they come at much different prices. While you do not want to base your home insurance choice solely on the cost, it should be a factor. To make sure that you are not paying too much for your coverage, keep these tips in mind to save on homeowners insurance.

  1. Compare – since not all insurance companies will offer the same coverage options at the same price, take the time to shop around and compare your options. Working with an independent insurance agent can help to make the process much easier since they will compare policies for you.
  2. Increase your deductible – just like your other insurance policies, the higher your deductible is, the lower your premiums will be. Just make sure that you choose a deductible that you can actually afford in case you ever have to make a claim.
  3. Combine – most insurance companies will offer discounts if you combine your home insurance policy with your other personal policies, such as life and auto insurance. Before you automatically bundle your coverage, make sure that you will actually be saving money.
  4. Install security features – the less likely it is that your home will be damaged, the more you can save. Make sure that you have working fire and carbon monoxide alarms, as well as a burglar alarm installed to help keep your home and assets protected.

For all of your home insurance needs, contact the insurance professionals at The Schwab Agency in Colleyville, Texas. As an independent insurance agency, we will work with you to make sure that you have the right amount of protection for your specific needs, all at the right price to fit your budget.

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