817-485-5050 info@schwabagency.com

Look Out for These Gaps in Your Homeowners Insurance

Are there gaps in your homeowners insurance?

While most homeowners assume that they have adequate protection under their standard homeowner insurance policy, this isn’t always the case.  That’s why it’s important to look through your policy and make sure there aren’t any gaps in your coverage.  Here are some of the coverage gaps that homeowners often overlook.

Coverage for Home-Based Business

If you operate a business out of your home, then your standard homeowners insurance policy will not cover many different aspects of your business.  You should add a home insurance policy rider or get a separate policy to protect the equipment, inventory, employees, and customers involved with your business.

Pets

While you love your dog, not all insurance companies are going to feel the same way.  In fact, there are several dog breeds that many insurance companies refuse to cover.  Check to make sure that your furry friend is covered by your insurance, or else you might be left to deal with pet liability issues on your own.

Natural Disasters

While your homeowners insurance will cover the damages caused by most natural disasters, there are certain disasters that require their own insurance policies.  For instance, you need special insurance policies to protect against floods and earthquakes.  If you live in an area prone to these issues, make sure you have the policies you need.

These are some of the common coverage gaps in standard home insurance policies.  Want to make sure that you are getting all the insurance coverage that you need?  Then contact the experts at The Schwab Agency in Colleyville, Texas.  Our dedicated professionals are eager to assist you with all your insurance needs.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner