817-485-5050 info@schwabagency.com

Giving life insurance as a Christmas gift may be a little unconventional, but it is practical and makes good financial sense for all involved. Whether you are looking out for your grandchildren’s future, or making sure that your family will not have any additional financial worries, purchasing a life insurance policy for the holidays is a sound investment. No matter what your reason is, it is one gift that will keep on giving long after the holidays have passed. Some perks of why life insurance serves as a great Christmas gift are listed here.

No Crowds or Lines

With today’s uncertain environment and the constant threat of exposure to the coronavirus, it pays to shop online. Insurance agents can create the life insurance policy you want over the phone or through a teleconference meeting. Payment is made over the phone, and confirmation is sent through an email. This means no waiting in line or dealing with crowds. You can complete all of your shopping online or over the phone without ever leaving home.

Protects Your Family

Instead of buying gifts that will wear out or become obsolete, invest in a life insurance policy that will protect them if anything happens to you in the future. Living without your income will be a devastating experience for your loved ones. Without the benefit of your earnings, they will be unable to keep up with their current lifestyle. Many things would have to change, and their future would be in jeopardy. With the right type of insurance, you will be able to protect your family from financial disaster.

Secures the Future of a Child

A life insurance policy given as a gift to a child will secure their future in several ways. Premiums are generally small and, if a term policy is purchased, the child can cash it out when they turn 18. This means the money saved through the policy can also double as their college fund. If a whole life insurance policy is purchased, it can be beneficial if health issues arise when they are older. They will not have to worry about passing physical tests or meeting specific eligibility requirements.

Takes Care of Your Final Expenses

Another reason for purchasing a life insurance policy is to cover your final expenses. The last thing you want is for your family to have to worry about your final expenses. Before you purchase the policy, make all of your final arrangements. Once you have the total cost of your funeral, burial, and paying off any outstanding debts, purchase life insurance for that amount or a little more. This will ensure that all of your expenses are covered, and your family will owe nothing.

If you are looking for a unique gift idea for your family, look into purchasing a life insurance policy as a Christmas gift. Contact the agents at Schwab Agency at your earliest convenience. We can help you decide what type of policy will work best for you and your loved ones.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner