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Protect your home from common claims events.

As a homeowner, the last thing you want to deal with is an unnecessary insurance claim.  Fortunately, you can take certain steps to prevent some of the most common claim events.  Here’s what you can do to avoid these home insurance claims.

  • Burglary and Vandalism

A home burglary takes place approximately every 20 seconds in the U.S.  To make matters worse, the police solve only 13% of these burglaries, meaning that most homeowners never recover their stolen goods.  Most burglaries take place in homes that do not have safety features such as surveillance cameras, intruder alarms, and security systems.  So, to ensure that your home doesn’t become an easy target, invest in these home security features.  While these safety upgrades do come with a price tag, this expense is offset by the home insurance savings you will enjoy as a result of this investment.  Another way to protect your home from burglars is by making sure that you secure all windows, doors, and other points of entry before leaving your home.

  • Fire

Home fires are one of the most common and devastating damage events that a homeowner can face.  In homes, cooking equipment is the leading cause of fire.  However, fires can also break out due to faulty lighting fixtures, malfunctioning appliances, overheated electronics, and so on.  To minimize fire damages, homeowners need to install smoke detectors in every room of their home.  Additionally, you should also keep a fire extinguisher on every floor of your home and, most importantly, in your kitchen.  This ensures that you can quickly put out a fire before it becomes serious.

These are some of the steps that you can take to avoid some of the most common types of home insurance claims.  Do you have more questions about your home insurance?  If so, then contact the experts at The Schwab Agency in Colleyville, Texas.  Our dedicated team is eager to assist you with all your coverage needs today.

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