817-485-5050 info@schwabagency.com

Homeowners Insurance Coverage Needs

Investing in the right homeowners insurance policy is the best way to ensure that you and your home are protected in case of any disaster. However, deciding just how much home insurance you need can be easier said than done. Knowing how much protection you need will help to keep all of your belongings protected from any unfortunate accident.

When looking for the right policy, keep in mind that you should invest in enough protection to cover the cost to completely rebuild your home if it is destroyed. You should not base your coverage off of the market value of your home. The square footage, number of stories, age of your house, and many other factors will help to determine how much your house will cost to rebuild. You should also take into consideration the current labor costs and the cost of materials that it would take to get your house looking the same. Working with your insurance agent can help give you a better idea of how much coverage you need.

It is important to keep in mind that while homeowners insurance will provide coverage for many situations, it will not provide protection for any disaster. Typical homeowners insurance policies will not provide any coverage for damage that is done during a flood or earthquake. Only specific earthquake insurance and flood insurance policies will keep your home safe. While you may not be required to invest in these additional policies, they will help to better protect your house.

For all of your homeowner’s insurance needs, contact the insurance professionals at The Schwab Agency in Colleyville, Texas. As an independent insurance agency, we will work with you to ensure that you have the coverage that you deserve, all at the right price to fit your budget.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner