817-485-5050 info@schwabagency.com

Liability insurance covers your business from financial losses due to lawsuits brought against your company and other damages that you cause. Excess Liability Insurance covers financial losses that are above and beyond your basic liability coverage. If you aren’t comfortable with the highest limits on your general coverage, consider purchasing an excess liability policy.

What Does Excess Liability Cover?

Excess liability policies cover the same items as a general liability policy, just in higher amounts. You are covered against lawsuits, settlement amounts, injuries that occur on your property and mistakes that your company makes which harm another individual or company. This includes defending against accusations of slander, libel or defamation of character, as well as physical or financial harm.

Coverage Options

Excess liability insurance is typically available in increments of $1 million dollars. Determining how much excess coverage you need depends of the type of business that you are in and the risks associated with it. If you perform contracting or consulting work, client contracts often require that you have liability coverage in certain amounts. A qualified insurance advisor can help clients determine how much excess coverage is right for their individual circumstances.

For more information about liability coverage in Texas please contact The Schwab Agency, located in Colleyville.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner