817-485-5050 info@schwabagency.com

How to Choose the Right Auto Insurance Policy

Get enough auto insurance coverage and check out what you need to know.

Driving a car is dangerous; it can even be lethal. That’s why driving a car is a huge responsibility. If you get into an accident, you’re responsible for covering the damage. That’s where auto insurance comes in. It gives you the coverage that you need to protect yourself in the event of a crash. However, different policies offer different coverages. Learn about the various types of coverages so that you can rest easy knowing that your car is covered.


When it comes to your auto insurance, you’re required by law to have at least basic liability coverage. This type of policy gives you the bare minimum so that if you do get into a car accident, you’re able to cover any property damage or injuries that you’re found at fault for. It will give you the protection you need to cover liability issues, however, keep in mind that it won’t help you to pay for your own car or medical bills.


If you want to increase your coverage a bit to cover damage to your own car, check out a collision policy. It will help to give you the coverage that you need so that you’re better able to fix your car in an accident. However, keep in mind that this type of policy only covers accidents that occur with another vehicle.

Non-Car Collisions:

Sometimes your car is damaged by something other than a car accident. Perhaps your car has been vandalized. Maybe your car has been damaged by a hail storm. No matter what type of damage caused, a comprehensive auto insurance policy is the best way to protect your car from non-collision based damage.

Other Vehicles on the Road:

You’re not the only driver on the road. Despite being a responsible car owner, other drivers on the road may not have the auto insurance they need to cover damages. If they’re short on their liability coverage, or don’t have coverage at all, you may be left footing the bill. Protect yourself with a noninsured policy.

Get the auto insurance coverage that you need. For all your insurance needs, contact the professionals at The Schwab Agency, located in Colleyville, Texas.


The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:

Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.

We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.

Tim Schwab.
President and Managing Partner