817-485-5050 info@schwabagency.com

General Articles

woman on her smartphone

Here’s what you should do to stay safe when using public Wi-Fi.

In today’s day and age, most people do not think twice about connecting to the public Wi-Fi networks offered by local businesses and retail centers.  However, it’s important to remember that connecting to these networks can expose you to certain risks.  To protect yourself and your sensitive data, here are some of the safety suggestions that you should employ.

  • Do Not Allow Automatic Connections on Your Devices

Rather than allowing your laptop, tablet, or smartphone to connect to any open network, you should set your devices so they only connect to the networks that you approve.  This way, you do not have to worry about automatically connecting to a dangerous or unknown network.

  • Moderate Your Actions

When you are using public Wi-Fi networks, scrolling through social media and watching YouTube videos is pretty safe.  However, you should not do more intensive things like insert payment information, access password-protected accounts, or do anything that involves your sensitive data.  These online activities should be saved for when you are at home and can use your own private, protected network.

  • Use Secure Connections

Another way to stay safe while on public Wi-Fi networks is by only browsing sites that have an “https” URL.  Https sites are encrypted while the normal http ones are not.  Https sites offer an extra layer of security that protects your data and keeps your online activity hidden from hackers and criminals.

These are some of the things that you should do to protect yourself while using public Wi-Fi networks.  Are you looking for another way to protect yourself?  Then make sure you have the right personal insurance in place.  For assistance with all your coverage needs, contact the experts at The Schwab Agency in Colleyville, Texas today.

school supplies on a desk

Try out these yummy school lunches this year.

Now that school is about to start, it’s time to start thinking about packing your kids’ lunches.  While you do not want to spend all day preparing lunch for your kids, you also don’t want to settle for the same boring sandwich every day.  If you want an easy way to keep school lunches interesting, then try out these tasty ideas.

Chicken Avocado Roll-Ups

Ingredients:

  • 2 avocados, cubed
  • juice of 1 lime
  • 2 cups shredded chicken
  • 1 bell peppers, seeds and cores removed, chopped
  • 1/2 small red onion, chopped
  • 1/2 cup shredded Monterey Jack
  • 1/2 cup shredded Cheddar
  • 2 tbsp. sour cream
  • 2 tbsp. finely chopped chives
  • 4 large flour tortillas

Directions:

  1. In a medium bowl, combine avocado and lime juice and mash until only small chunks of avocado remain. Add chicken, bell pepper, red onion, Monterey Jack, cheddar, sour cream, and chives and stir until evenly combined.
  2. Spread a thin layer of the chicken avocado mixture onto a large tortilla, leaving a small border around the edges. Roll the tortilla up tightly, then cut off the edges and slice into 1-inch rolls. Repeat with remaining ingredients.
  3. Serve cold or at room temperature.

Mediterranean Quinoa Salad

Ingredients:

(for the salad)

  • 3 cups cooked quinoa
  • 2 medium cucumbers, chopped
  • 1 pint cherry tomatoes, halved
  • 1/2 red onion, finely chopped
  • 1/2 avocado, chopped
  • 1/2 cup crumbled feta
  • 2 tbsp. freshly chopped parsley, plus more for garnish

(for the dressing)

  • 1/3 cup extra-virgin olive oil
  • 1/4 cup red wine vinegar
  • 1 tsp. honey
  • 1 clove garlic, minced
  • kosher salt
  • 1/2 tsp. crushed red pepper flakes
  • 1 tsp. oregano

Directions:

  1. In a large bowl combine quinoa, cucumber, tomatoes, onion, avocado, feta, and parsley.
  2. Make the dressing: In a medium bowl, combine olive oil, vinegar, honey, and garlic. Season with salt, red pepper flakes and oregano and whisk until combined.
  3. Pour dressing over salad mixture and toss until salad is coated in dressing. Garnish with more parsley and serve.

Try out these delicious and easy lunch ideas this school year.  Are you looking for assistance with your insurance this academic year?  If so, then contact the experts at The Schwab Agency in Colleyville, Texas.  We are ready to assist you with all your coverage needs today.

woman putting sunscreen on her shoulder

Try out these ideas to beat the heat this summer.

Now that summer is here, temperatures are on the rise.  This means it’s time to find ways to escape the heat.  Here are some of the things that you should do to stay cool this summer.

  • Schedule Outdoor Activities Wisely

If you need to get outdoor work done, then try to schedule these activities during the early morning or evening when temperatures are cooler.  When out and about, take frequent breaks in the shade to ensure that you are not overworking yourself and becoming overheated.

  • Reduce Outdoor Exercise

While you might have enjoyed hiking, biking, and running outside during the cooler seasons, you should avoid these physical activities during the hot summer months.  This summer, move your outdoor exercises to an indoor gym or switch over to less strenuous activities such as swimming, water aerobics, yoga, and so on.

  • Wear Sunscreen

Anytime you are outside, you should protect your exposed skin with sunscreen.  Not only will sunscreen prevent painful sunburns, but it can also help you stay cooler.  This is because sunburn affects your body’s ability to regulate your internal temperature, which increases your chances of overheating.  So, wear sunscreen with a high SPF and make sure you reapply regularly to help you stay cool and sunburn free.

These are some of the tips that you should try to stay cool this summer.  Are you looking for assistance with your insurance this summer?  If so, then contact the experts at The Schwab Agency in Colleyville, Texas today.

picnic setup

Get romantic this summer!

Want a great way to enjoy the beautiful summer weather with someone special?  Then try taking your date nights outdoors.  Here are some of the cute ways that you can celebrate summer with your significant other.

  • Picnic

July is actually National Picnic Month!  Obviously, the best way to celebrate this month is by packing up some of your favorite portable foods and drinks and heading out to a nearby park or another outdoor venue.  This casual spin on eating out is a great way to enjoy the weather and spend time with your loved one.

  • Fruit Picking

Many fruits, such as berries and melons, reach their peak during the summer months.  If you are looking for a sweet date idea, then look for farms in your area that allow guests to pick their own fruits.  Once you and your significant other have picked the freshest and most delicious fruits available, you can go the extra mile by heading home and cooking up something tasty.

  • Watch the Sunset

As your date winds down, head outside where you and your loved one can sit and watch the sunset.  Because summer offers clear skies and warmer evening temperatures, you can enjoy an unobstructed view of the setting sun in total comfort.

Try out these sweet outdoor date ideas this summer.  Are you looking for assistance with your insurance this summer?  If so, then contact the experts at The Schwab Agency in Colleyville, Texas today.

bright sun

Take these precautions to protect yourself from the summer heat.

As temperatures increase, so does your risk for serious heat-related illnesses.  If you are not careful, then these illnesses can lead to serious medical complications and even death.  To protect yourself and your loved ones this season, make sure that you these precautions.

Watch Out for Signs of Heat-Related Illness

It’s important that you know the early warning signs of heat-related illnesses.  This way, you can identify potential issues before they become serious and potentially life-threatening.  Common signs to look out for include the following:

  • Heavy sweating
  • Fast pulse
  • Headache
  • Dizziness
  • Nausea
  • Confusion
  • Tiredness and/or weakness
  • Muscle cramps

Wear Light Clothing

When outside, you should wear lightweight, breathable, and loose-fitting clothing.  These types of clothes will ensure that you are not trapping heat close to your body and will keep cooler air circulating past your skin.  While it might seem counter-intuitive, you should also wear long-sleeved shirts and full-length pants if you are going to be out in the sun for an extended period of time.  Covering up will reduce sun exposure and protect your skin from burning.

Drink Lots of Fluids

When you are hot, your body produces sweat as a way to cool itself back down.  However, sweating quickly depletes your body’s water supply, leaving you dehydrated.  This is why it’s so important to drink plenty of fluids while you are out and about.  Please note that sugary, alcoholic, and caffeinated drinks will actually leave you more dehydrated than before.  So, it’s best to stick to plain water this season.

These are some of the precautions that you should take to prevent heat-related illnesses this summer.  Are you looking for assistance with your insurance this summer?  If so, then contact the experts at The Schwab Agency in Colleyville, Texas today.

kids swimming

Why early swim lessons are a good idea.

If you are planning on spending this summer by the pool, at the beach, or near other bodies of water, then it’s time to consider teaching your child to swim.  While you might think that your kid is too young for swim lessons, the American Academy of Pediatrics actually recommends lessons for all children aged 4 and older.  Here’s why it’s good to teach your kids to swim when they are young.

Teaching your child how to swim when they’re young is a great way to teach them water safety at an early age.  Additionally, early lessons can also help to instill a love of water and physical activity in your children.  When your kids are comfortable in the water, they are less likely to panic which will reduce their chances of drowning or hurting themselves.  Perhaps the most important benefit of early swim lessons is that they can teach children some drowning prevention skills.

It’s important to have reasonable expectations about your child’s swimming ability.  While the lessons will teach them some basics and can save them from drowning, they are absolutely no substitute for careful adult supervision.  Whether your children are taking official classes or an informal lesson in the backyard pool, may sure that there is an adult in the water with your child at all times.  This is the best and most effective way to ensure your child’s safety.

This is why you should sign your kids up for swim lessons when they are young.  Want another way to keep your kids and other loved ones safe this summer?  If so, then make sure you have the right insurance protection in place.  For assistance with your coverage needs, contact the experts at The Schwab Agency in Colleyville, Texas today.

stressed man pinching the bridge of his nose

Try out these strategies to reduce your stress.

April is Stress Awareness Month.  A major goal of this month is to teach people different strategies to deal with their stress.  If you need help keeping your stress levels under control, then here are some of the suggestions that you should try.

  • Unplug from Social Media

While some sources of stress (such as work deadlines or issues within your personal relationships) are obvious, you may also be subjecting yourself to other forms of stress without even realizing it.  For instance, studies have suggested that spending a lot of time on social media can increase feelings of stress, anxiety, and self-loathing.  To ensure that you are not adding more stress into your life, consider unplugging and taking more time away from the social media platforms.  Spending more time focused on your real-life relationships and experiences can help you eliminate a major source of stress from your life.

  • Find Healthy Outlets

While you can do your best to avoid needless sources of stress, it’s impossible to eliminate day-to-day stressors completely.  This is why it’s important to find outlets that you can channel your stress through.  For instance, many people find that vigorous exercise helps them burn off stress and feelings of anxiety.  Other healthy outlets include cooking, cleaning, writing, artistic endeavors, spending time with loved ones, and so on.

  • Talk Through Your Stress

Oftentimes, people attempt to run away from their stress or ignore it.  Unfortunately, this allows the stress to build up which naturally results in even more adverse effects on your mental, emotional, and even physical state.  Rather than pretending that your stress doesn’t exist, you should try talking about it with a loved one.  Acknowledging your stress will not only make you feel better, but it can also help you pinpoint the specific things that are stressing you out.  This can help you avoid these sources of stress in the future.

These are some of the suggestions that you should try to keep your stress levels under control.  Want another way to avoid stress?  Then contact the experts at The Schwab Agency in Colleyville, Texas for the easy, stress-free insurance experience that you deserve.  Our dedicated team is eager to assist you with all your coverage needs today.

St. Patrick’s Day Fun Facts

Learn more about this holiday.

St. Patrick’s Day is this weekend!  If you are like more Americans, then you probably associate this holiday with green beer and corned beef and cabbage.  But have you ever been curious to learn more about this ubiquitous holiday?  Then here are some interesting St. Patrick’s Day facts to enjoy.

  • Patrick’s Day is a national holiday in Ireland. On March 17th, many banks, stores, and business will close throughout the country.
  • The first St. Patrick’s Day celebration in the United States took place in Boston, Massachusetts back in 1737.
  • While we associate St. Paddy’s Day with the color green, the holiday was originally associated with the color blue. The color changed to coincide with Ireland’s nickname, “The Emerald Isle.”
  • Each leaf on a four-leaf clover has a special meaning: hope, faith, love, and luck.
  • 1962 was when the city of Chicago began its St. Patrick’s Day tradition of dying their river green.
  • In the U.S., there are 34.7 million residents of Irish ancestry. This is more than 7 times the population of Ireland itself.
  • Patrick wasn’t actually Irish. He was born in Britain around A.D. 390 to a wealthy Christian family.
  • Patrick was never officially canonized by a pope. This does make his saintly status slightly questionable.
  • The odds of finding a real four-leaf clover is about 1 in 10,000.
  • The most popular beverage on St. Patrick’s Day is (unsurprisingly) beer.

We hope you enjoy these St. Patrick’s Day fun facts this holiday weekend.  Are you looking for assistance with your insurance this March?  If so, then contact the experts at The Schwab Agency in Colleyville, Texas.  We are ready to assist you with all your coverage needs today.

Why You Should Get a Smart Home Security System

The benefits of installing a smart security system in your home.

While you already know that security systems are a great way to protect against break-ins and vandals, did you know that smart home security systems are capable of so much more?  Here’s what installing a smart security system in your home can do for you.

  • Control Your Home Remotely

Now, smart home security systems offer the ability to sync up with your home’s smart thermostats, automated door locks, lighting systems, and smart sensors and detectors.  This capability allows you to remotely control various home functions through your security system.  For instance, you could adjust your home’s temperature, lock your doors, switch on your lights, and monitor who is in and around your home even when you are off your property.

  • Save You Money

Investing in a smart home security system can actually end up saving you money in the long run.  For instance, your home insurer will likely offer you discounts for making your property safer.  Having a good security system installed will also increase the value of your home, making a solid return on investment when you decide to sell.  Finally, if your home does get broken into, then the footage from your security system can help law enforcement identify the burglars.  This will increase the chances of recovering stolen items and reducing your losses.

These are some of the reasons why you should invest in a smart security system for your home.  Want another way to keep your home safe?  Then make sure you have the right homeowners insurance protections in place.  For assistance with your home coverage needs, contact the experts at The Schwab Agency in Colleyville, Texas today.

Ways to Give Back to Your Community This Valentine’s Day

Show your community some love.

While most associate Valentine’s Day with romantic dates with their significant other, this holiday can also be dedicated to spreading love to your community and those in need.  If you would like a more meaningful way to celebrate this Valentine’s Day, then here are some of the things that you can do to give back.

Volunteer at a School

Unfortunately, teachers are some of the most overworked and underappreciated members of our community.  This is why it’s so important to give our educators the support they need.  Offer your assistance by volunteering at a local school.  You can get involved by reading to students, tutoring them, or simply chaperoning them on the playground.  Your help will take some of the pressure off overburdened school systems and will help the children in your community get the attention and educational experiences they deserve.

Visit a Senior Home or Center

Sadly, many residents in senior homes do not receive regular visitors, and this solitude can deflate their spirits.  Do your part to brighten their days by visiting or volunteering at your local senior home or center.  Simply offering your time will give the elderly members of your community something to look forward to.

Feed the Hungry

Finally, a great way to give is by helping those who do not have enough to eat.  You can get involved by donating to your local food pantry or by volunteering at charities that provide meals to those in need.  By putting in a little time and effort, you can fill stomachs and hearts this Valentine’s Day.

These are some of the things that you can do to show your community some love this Valentine’s Day.  Are you looking for assistance with your insurance this holiday?  If so, then contact the team at The Schwab Agency in Colleyville, Texas.  Our dedicated team is eager to get you the coverage that you need today.