817-485-5050 info@schwabagency.com

Car Insurance Mistakes that Could Cost You

Every car owner needs car insurance; don’t pay more for your policy than you have to.

For many people, dealing with their auto insurance is a necessary evil.  However, cutting corners with your auto insurance could result in costly mistakes.  Learn the common mistakes car owners make with their insurance and how it could cost you.

Not Taking Advantage of Discounts

There are a variety of auto discounts available for drivers, and there’s bound to be at least one discount that applies to you.  From good drivers to student drivers, there’s a discount for everyone.  Make sure you take advantage of every discount that you qualify for.  While searching for discounts may seem tedious, the money you will save will make your time investment worthwhile.

Buying Insurance Minimums

Every state has standards for the minimum amount of auto insurance a driver must have.  However, if you think that only paying for these minimums is the best way to save money on your auto policy, then you are mistaken.  If you are ever in an accident or if you need to file a claim, minimum insurance will do very little to help you.  That means you might be on the hook for the majority of repair costs.  Paying for the coverage you actually need is a safer and more cost-efficient strategy in the long run.

Not Fully Understanding Your Policy

Don’t make assumptions about your coverage, make sure you understand what your policy actually covers.  Read through your policy carefully and learn about your coverage limits.  If you are unsure or have any questions, then make sure you contact your insurance agency.  Operating without full understanding of your insurance could mean you are financially responsible for more than you think.

Avoid making these costly mistakes when you’re handling your car insurance.  If you have any questions about your auto policy, then contact the insurance experts at The Schwab Agency.  Located in Colleyville, Texas, our dedicated team is ready to assist with all your insurance needs.

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The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:


Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.


We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.


Tim Schwab.
President and Managing Partner