817-485-5050 info@schwabagency.com

Auto Insurance For a Car That You Do Not Drive

Normally you invest in an auto insurance policy if you have a have a car that you drive every day, right? However, there are some situations that you may run into where you have to insure a car that you don’t drive. Keep these common situations in mind to know what it means for your auto insurance policy.

  • If you do not have a driver’s license but keep a car for someone else to drive – while your insurance company will probably want to know more about the situation, you are still able to invest in an auto insurance policy, you can exclude yourself as a driver. If you do not have a license due to various reckless driving convictions, a car insurance company may deny your request for insurance. However, if you do not have a license due to old age or illness, they are more likely to accommodate your request.
  • If you have an extra vehicle that nobody will be driving – while you may still need to keep liability coverage on the vehicle, you may not need any other coverage. You may also want to consider seasonal coverage to ensure that you are still protected if you need to take the car on the road.
  • If you are leaving the country and someone else will use the car – if someone else has regular access to the vehicle, but you are still the registered owner, you can add the other person to the policy. Your insurance company will need your contact information while you are out of the country in case they have to reach you for any reason.

Contact the insurance professionals at The Schwab Agency in Colleyville, Texas for all of your auto insurance coverage needs to ensure that any car you have is properly protected.



The Schwab Agency

The Schwab Agency, LLC has over 20 years of experience within the insurance industry in our community and our goal is to bring you unparalleled service and dedication. Since the majority of our business is through long-lasting relationships with our clients, fulfilling your needs is of the highest priority.

COVID-19 Update:

Due to new increasing cases of Covid-19 our office will be closed to the general public until further notice. Our team will still be working full-time in the office and here to assist with all your insurance needs. Please contact us via phone at (817) 485-5050 or email: info@schwabagency.com.

We hope everyone is doing their part to protect themselves and their loved ones during these hard times, and thank everyone for understanding our decision to do our part to help protect our staff and those in our community.

Tim Schwab.
President and Managing Partner