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Adequate Coverage For Your Rental Car

Make sure that you have adequate coverage for your rental car!

Road trips make for some of the best vacations. You’re free to roam wherever the road takes you. However, if you choose to rent a car, make sure that your trip stays worry free with the right insurance coverage. Here’s what you should know about ensuring that you have the right insurance coverage for your car rental.

Personal Policy.

When you rent a vehicle, your personal auto policy will generally give you the coverage that you need as long as you stay within the US. Just like your regular policy, you’re covered for liability. Be sure that you notify your insurance company before you hit the road just to ensure that your policy will give you coverage. In the event of an accident, just keep in mind that there will be three parties involved. Your insurance company, the other driver’s insurance company, and the rental car company.

Multiple Drivers.

Driving long distances can be tough. Sometimes you need a break and you want someone else to take the wheel. While you may think it’s no big deal to let someone else drive, it may cause a few issues with the rental company. Should you get into an accident, and the driver is different than the person listed on the rental agreement, your insurance may not cover the damages. Make sure to notify the rental company and each driver’s insurance company that multiple drivers will be taking the wheel.

Credit Card Coverage.

If you pay for your rental with a credit card, you may get the benefit of additional coverage. Some insurance companies will offer extra coverage should any damages exceed your primary coverage limits. Be sure to check with your credit card company to see what they offer before you get to the rental counter.

Whether for personal or rental use, it’s important to have the right auto insurance coverage. Make sure that you have to right rental coverage, and contact the professionals at The Schwab Agency. Located in Colleyville, Texas, we serve all your insurance needs.

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